MWR Monetary started as My Guarantee Rewards again in 2013. The corporate is based by Jay Tuerk and Yoni Ashurov.
In 2015 My Guarantee Rewards was rebooted as MWR Life. Along with the unique guarantee plan, MWR Life added a number of further phone-based providers.
I initially figured MWR Monetary was one other reboot. MWR Life nevertheless remains to be working beneath Yoni Ashurov (proper) as President and CEO.
The first distinction between MWR Life in 2015 and at the moment is that it centered in on low cost journey providers.
In 2021, a prime MWR Life distributor was arrested in Andorra and charged with pyramid fraud associated offenses.
As tracked by SimilarWeb, month-to-month web site site visitors to My Guarantee Rewards’ web site is sitting at round ~25,000 visits.
BehindMLM printed its preliminary MWR Life assessment in October 2018. Primarily MWR Life noticed MWR Life’s monetary subscription service spun off as its personal MLM alternative.
The MWR abbreviation, initially standing for “My Guarantee Rewards”, was additionally changed with “Make Wealth Actual”.
MWR Monetary is headed up by CEO Brian Home, a former Youngevity government.
We’re additionally noting the latest appointment of Invoice Andreoli as President.
Andreoli joins MWR Monetary contemporary from his transient stint at Richard Smith’s TranzactCard catastrophe.
Each MWR Life and MWR Monetary are based mostly out of Florida within the US.
MWR Monetary’s Merchandise
MWR Monetary markets a $149.97 month-to-month subscription.
MWR Monetary’s subscription supplies entry to varied monetary providers, together with:
- debt elimination
- tax discount
- invoice planning
- credit score restoration/enhancement
- “the perfect methods to save lots of, develop and shield your cash and belongings”
MWR Monetary’s Compensation Plan
MWR Monetary’s compensation plan pays on the sale of $149.97 a month subscriptions to retail prospects and recruited associates.
MWR Monetary Affiliate Ranks
There are sixteen affiliate ranks inside MWR Monetary’s compensation plan.
Together with their respective qualification standards, they’re as follows:
- Advertising and marketing Director – enroll as a MWR Monetary affiliate and refer a minimum of one buyer
- Government Director – recruit three Advertising and marketing Administrators or greater and refer a minimum of two prospects
- 2 Star Government Director – have a minimum of twelve prospects throughout your downline
- 3 Star Government Director – have a minimum of thirty-six prospects throughout your downline
- 4 Star Government Director – have a minimum of ninety prospects throughout your downline
- 5 Star Government Director – have a minimum of 100 and eighty prospects throughout your downline
- Regional Director – have a minimum of 300 prospects throughout your downline
- 2 Star Regional Director – have a minimum of 4 hundred and eighty prospects throughout your downline
- 3 Star Regional Director – have a minimum of seven hundred and fifty prospects throughout your downline
- 4 Star Regional Director – have a minimum of one thousand 2 hundred prospects throughout your downline
- 5 Star Regional Director – have a minimum of one thousand eight hundred prospects throughout your downline
- Nationwide Director – have a minimum of three thousand prospects throughout your downline
- Vice Presidential Director – have a minimum of six thousand prospects throughout your downline
- Presidential Director – have a minimum of twelve thousand prospects throughout your downline
- Government Chairman – have a minimum of twenty-one thousand prospects throughout your downline
- Nationwide Ambassador – have a minimum of thirty-three thousand prospects throughout your downline
MWR Monetary classifies retail prospects and recruited affiliate prospects the identical. That’s to say, anybody paying $149.97 a month is a buyer.
Referral Commissions
MWR Monetary associates earn $50 per personally referred retail buyer or recruited affiliate.
Residual Commissions
MWR Monetary residual commissions are tied to rank:
- Government Administrators obtain $5 a day
- 2 Star Government Administrators obtain $20 a day
- 3 Star Government Administrators obtain $50 a day
- 4 Star Government Administrators obtain $100 a day
- 5 Star Government Administrators obtain $150 a day
- Regional Administrators obtain $200 a day
- 2 Star Regional Administrators obtain $300 a day
- 3 Star Regional Administrators obtain $400 a day
- 4 Star Regional Administrators obtain $650 a day
- 5 Star Regional Administrators obtain $1000 a day
- Nationwide Administrators obtain $1500 a day
- Vice Presidential Administrators obtain $3000 a day
- Presidential Administrators obtain $5000 a day
- Government Chairmans obtain $10,000 a day
- Nationwide Ambassadors obtain $15,000 a day
Rank Achievement Bonuses
MWR Monetary rewards associates for qualifying at Government Director by 3 Star Government Director inside a set timeframe:
- qualify at Government Director inside 30 days of signing up and obtain $150
- qualify at 2 Star Government Director inside 60 days of signing up and obtain $450
- qualify at 3 Star Government Director inside 90 days of signing up and obtain $900
Group Development Bonus
MWR Monetary associates who qualify at 2 Star Government Director and better obtain a $300 every week Group Development Bonus.
Infinity Management Bonus
MWR Monetary rewards associates who rank at 3 Star Government Director and better with an Infinity Management Bonus:
- qualify at 3 Star Government Director and obtain $30
- qualify at 4 Star Government Director and obtain $40
- qualify at 5 Star Government Director and obtain $50
- qualify at Regional Director and obtain $60
- qualify at 2 Star Regional Director and obtain $70
- qualify at 3 Star Regional Director and obtain $80
- qualify at 4 Star Regional Director and obtain $90
- qualify at 5 Star Regional Director and obtain $100
- qualify at Nationwide Director and obtain $110
- qualify at Vice Presidential Director and obtain $120
- qualify at Presidential Director and obtain $130
- qualify at Government Chairman and obtain $140
- qualify at Nationwide Ambassador and obtain $150
The Infinity Management Bonus is a coded recruitment bonus. Because of this $150 is paid our per affiliate recruited.
The coded nature of the bonus permits greater ranked MWR Monetary associates to obtain overrides on Infinity Management Bonuses paid out to decrease ranked associates of their downline (the distinction is handed up until the total $150 is paid out).
Becoming a member of MWR Monetary
MWR Monetary affiliate membership is $249.97 after which $149.97 a month.
MWR Monetary Conclusion
The most important modifications in MWR Monetary since our 2018 assessment are:
- the month-to-month value leaping from $40 a month to $149.97
- the compensation plan being streamlined (bonuses eliminated) and
- no retail buyer necessities
Again in 2018 MWR Monetary’s fee qualification standards revolved round Buyer Factors, all of which may very well be (and have been doubtless) self-funded.
Now MWR Monetary associates simply want “prospects”, which might be themselves and recruited associates.
To be Lively, your Biz Middle should be present. To be Certified, you should be Lively with a minimum of 1 Lively Buyer of which might be your self.
This lends itself to MWR Monetary working as a pyramid scheme.
This has been an issue since 2018;
Rating up within the MWR Monetary compensation plan introduces recruitment requirement and better Buyer Level quantities.
The issue is the upper Buyer Level quantities might be happy by way of recruitment. 2 factors per personally recruited affiliate signed as much as Monetary Edge if I’m not mistaken.
This signing up for Monetary Edge after which recruiting associates who do the identical means an MWR Monetary affiliate can ignore retail altogether.
Immediately new MWR Monetary associates enroll and pay a month-to-month payment. Commissions are paid after they recruit others who do the identical.
Retail commissions can be found however there’s no inherent incentive or requirement to concentrate on them over recruitment.
MWR Monetary advertising may also lend itself to potential FTC violations.
Reap the benefits of the ONLY membership that may truly put more cash in your pocket EVERY month than what it prices to take part!
That’s a quote from MWR Monetary’s web site. If the vast majority of MWR Monetary prospects aren’t making greater than $149.97 a month by use of subscription providers, this may very well be construed as deceptive promoting.
In figuring out MWR Monetary as a possible pyramid scheme in 2018, I concluded;
As a prospect MWR Monetary affiliate, attempt paying for Monetary Edge for 3 months earlier than committing as an affiliate.
It’ll value you an identical as an affiliate anyway, so that you’re not dropping something by doing so.
If after three months as a retail subscriber you’re happy you possibly can market Monetary Edge to different retail prospects, proceed.
If not… nicely, you may have your reply.
That also holds true at the moment. If, as per MWR Monetary’s advertising, you’re not making again greater than $149.97 a month from utilizing their subscription providers, MWR Monetary’s subscription isn’t retail viable.
From a due-diligence perspective that’s one strategy to verify a pyramid scheme, which you’ll need to keep away from.