Are you caught financially regardless of your greatest efforts? I spent a wholesome period of time praying and making ready this checklist of 21 the explanation why you aren’t making extra money. Whereas I don’t assume all of those will apply to you (that might be surprising!), I’m keen to wager there are a number of causes right here you’ve by no means thought-about earlier than.
Earlier than diving into the checklist, keep in mind this necessary reality: most individuals who aren’t creating wealth simply need somebody to inform them what to do. However it doesn’t matter what you do in case your mindset about cash isn’t proper. I’ve seen folks working extremely arduous, doing all of the “proper issues,” however nonetheless not creating wealth. That’s a mindset situation, plain and easy.
Let’s dive into the 21 causes you aren’t making extra money:
#1: You’re a Unhealthy Steward of What You Have
Jesus stated, “If you happen to can’t be trusted with somewhat, how will you be trusted with a lot?” All the cash you make on earth is definitely God’s, and the way you steward it dictates how a lot you’ll develop.
In case your stewardship includes wasteful spending on issues like each day Starbucks, Netflix subscriptions, and different “silly cash on silly issues,” it could really be a curse so that you can have extra. Take a look at your bills: What iPhone subscriptions are you paying for however not utilizing? What unhealthy meals are you shopping for that can solely result in pricey well being issues down the street?
#2: You Assume Individuals With Cash Are Grasping or Evil
You’ll by no means grow to be what you despise. Hollywood has programmed many to view rich folks negatively. Strive discovering a well-liked film the place the wealthy individual is portrayed positively; it hardly ever occurs.
If you happen to consider having cash makes somebody unhealthy or evil, you’ll subconsciously repel wealth since you don’t wish to grow to be “that individual.”
#3: You Assume There’s Advantage in Poverty
Some consider there’s advantage in poverty: “I solely want sufficient for me and my household.” However that’s really egocentric! Don’t you wish to present for others? Don’t you wish to fund charities and be a cheerful giver?
2 Corinthians 9:6-13 tells us that while you’re a cheerful giver, God will replenish your retailer of seed. You may’t outgive God. If you happen to assume being poor is by some means extra religious, that perception will maintain you broke.
Mockingly, once I was broke, I thought of cash rather more than once I began making it. There’s an unhealthy worship of cash when your checking account dictates your feelings. We’re speculated to belief within the Lord, not our financial institution accounts.
#4: You Don’t Have a Diligent Hand
Wayne Gretzky stated, “You miss 100% of the photographs you don’t take.” Many individuals merely aren’t taking sufficient photographs – not prospecting, not reaching out, not asking folks to have a look at their merchandise or enterprise alternatives.
Solomon stated a diligent hand shall rule whereas the lazy are put to compelled labor. How many individuals are you aware caught in jobs they hate with bosses they’ll’t stand, however they’ll’t depart? That’s compelled labor. Your lack of presents retains you there.
#5: You Would Really feel Unhealthy to Somebody Near You
That is deep: You may really feel unhealthy when you had extra money than somebody near you. In case your dad and mom had huge desires however by no means achieved them, there’s probably part of you that thinks, “If I get my desires whereas they didn’t get theirs, that’s disrespectful.”
The identical applies to shut buddies. In case your greatest good friend is broke, you may subconsciously really feel responsible about turning into rich. What would that do to your relationship?
#6: Your Mother and father Made a Lot of Cash However Handled You Poorly
In case your dad and mom made some huge cash however handled you poorly, you might need concluded that “folks with cash deal with others badly.” So that you keep away from wealth to keep away from turning into that individual.
This isn’t a acutely aware thought – it’s a unconscious program based mostly on childhood observations and the false conclusion you drew.
#7: Your Mother and father Made a Lot of Cash Then Misplaced It
You may subconsciously consider you’ll observe the identical sample. In case your dad and mom skilled monetary success after which misplaced all the things, you may worry the identical will occur to you.
Simply because your dad and mom made cash and misplaced it doesn’t imply it’s a must to as properly. You can also make some huge cash, steward it properly, and never lose it.
#8: You Don’t Need Household Members Begging From You
You may keep away from wealth since you don’t need relations asking for cash. You’re retaining your self small since you’re afraid of getting to say “no” to folks. Take into consideration the way you’re sabotaging your life due to this worry!
The apostle Paul stated he can’t be a people-pleaser and a servant of Christ. I get messages on daily basis from folks wanting donations or free teaching. I pray about every request, however I say “no” to most of them. I’m not right here to please all people – that’s each unattainable and unhelpful.
#9: You Assume Having Cash Takes You Away From God
Having cash has nothing to do with loving cash. Loving cash above God means creating wealth your supply of identification, security, safety, and emotional well-being. That’s worship of mammon.
As a substitute, see cash as a useful resource – it’s okay to have it, use it, and work it whereas retaining God as your supply.
#10: You’re Extra Centered on Cash Than Fixing Issues
Too many individuals focus solely on getting cash fairly than fixing issues or including worth. Cash is a end result, not a objective. It comes from fixing others’ issues and offering worth.
If you clear up somebody’s downside, they’ll fortunately half with their cash in change. Give attention to serving and including worth, and the cash will observe.
#11: You Lack Consistency
If you happen to lack consistency, it’s probably because of observations you made as a toddler that led you to conclude success was unhealthy or would remodel you into somebody you don’t wish to be.
Consistency is vital to success in any endeavor, particularly constructing wealth. Look at what’s actually behind your inconsistent efforts.
#12: You Continually Converse Poorly About Your Funds
Proverbs 18:21 says “loss of life and life are within the energy of the tongue.” If you repeatedly converse negatively about cash, you create loss of life in your funds.
Your phrases have energy. If you converse negatively about your funds, you’re creating that actuality in your life. Begin talking life over your funds as a substitute.
#13: You’re Hooked on Non-Revenue Producing Actions
Let’s be trustworthy – many are hooked on Netflix, social media, and different time-wasters that produce nothing. The toughest a part of change is making completely different choices than you probably did yesterday.
Zechariah 4:10 says, “Don’t despise small beginnings.” Don’t be upset that you just’re beginning off clunky or don’t know precisely what you’re doing. The Lord loves the work to start.
You don’t want extra time – you could remove wasteful actions and create a powerhouse each day routine.
#14: You’re Extra Centered on What You Don’t Have Than Serving Others
If you focus extra on what you don’t have than on serving others, you block abundance. The Bible instructs us to maintain our eyes pointed ahead and to place others first.
Serving doesn’t all the time imply pleasing everybody or paying their payments. Generally true service means not answering somebody’s prayer the best way they count on.
#15: You’ve Realized Cash Isn’t the Reply to Happiness
And so that you don’t know what to do. The reply is to serve others and the cash will move, however don’t take a look at cash because the supply of happiness or success.
Cash is a instrument, not an finish objective. Your objective and success come from serving others, not out of your checking account.
#16: You Have Individuals in Your Life That Will Decide You
Many keep away from stepping up financially as a result of they worry judgment from others: “Oh, she’s all about cash now.” Your concern about others’ opinions retains you from making an even bigger impression.
Keep in mind, with extra money, you are able to do extra good. Don’t let others’ judgments maintain you again out of your potential.
#17: You Spend All Your Time Safely Studying
Others spend all their time safely studying as a substitute of risking rejection. It’s snug to be the perpetual scholar, however in some unspecified time in the future, you could put your self on the market and make presents.
I can spot skilled college students instantly – they’re taking detailed notes however by no means implementing. Information with out motion is nugatory with regards to constructing wealth.
#18: You Imagine Somebody Like You Can’t Make Extra Cash
Some consider somebody “like them” can’t make more cash and refuse to take heed to proof that contradicts this perception. I’ve been useless broke, 1,000,000 {dollars} in debt (twice!), used WIC checks, authorities help, and made numerous monetary errors. If I can overcome these challenges, so are you able to.
Cease rejecting success tales and being hooked on your smallness. As a toddler of God, limiting your self is disrespectful to the worth paid for you on the cross.
#19: You Base Your Cash Off Your Previous
Cease basing your monetary future in your previous. You’re forgiven! The enemy desires you to focus in your errors, however God desires you to maneuver ahead.
Your previous doesn’t decide your future. Let go of previous monetary errors and concentrate on the abundance God has for you.
#20: You’re Hooked on Struggling
If somebody gave you a bunch of cash, you may simply give it away since you don’t wish to danger popping out of struggling. The cells in your physique have grow to be hooked on the acquainted state of monetary wrestle.
Breaking this dependancy requires consciousness and a acutely aware resolution to embrace abundance as a substitute of lack.
#21: You Have Religious Warfare On You
For some uncommon instances, religious warfare (agreements, contracts, curses) could also be blocking your monetary success. Whereas this isn’t everybody’s downside, it may be an element for some.
I’ve seen instances the place eradicating these religious blockages allowed folks to carry out at a a lot greater stage financially.
BONUS #22: You’re Not Investing in Your self
You don’t see your self as investment-worthy property. Whereas dedication and grit may get you to $250,000/12 months, past that, you’ll probably want coaches, mentors, and masterminds.
I consider virtually anybody can get to 1 / 4 million a 12 months with dedication, grit, and consistency, however past that, you’ll want steering. I don’t know anybody who’s surpassed $250,000 a 12 months with out some form of mentorship or teaching.
Put money into knowledge – purchase it! That’s what helped me construct a multi-million greenback firm, and now, co-laboring with Christ has made it much more superb.
What number of of those causes apply to you? Two? 5? If you happen to’re prepared to make more cash, now’s your time. Keep in mind, you’re forgiven and blessed to be a blessing. Cease being hooked on struggling and begin strolling in abundance.